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Travel Insurance guide and offers

Travel insurance is critical for all holidaymakers, regardless of how far away or how long the trip is. Taking out insurance can seem confusing so we are here to help you find the best provider and policy for your next city break, holiday or business trip.

Travel Insurance Providers:

All Clear Travel insurance

All Clear is a popular insurance provider and used by millions of people! There are thousands of reviews online from real customers, and All Clear have an 82% “Excellent” rating on TrustPilot. This 5 star rating for All Clear Travel Insurance should give customers (and potential customers) a lot of trust in the insurance comparison service that they offer.

20% Off
Coupon

Get an extra 20% off your All Clear Travel insurance with this discount code. 

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Avanti Travel insurance

Avanti is a UK travel insurance provider with one of the highest ratings out there! Their “Excellent” Trustpilot score shows that many people are impressed by their service. Avanti have a good policy that covers you for all of your medical conditions, so a good option for those with pre-existing conditions. Avanti travel insurance have won many awards, including recognition at the British Travel Awards. Before booking your insurance, make sure to have a look at our current best discount code, last updated 19th September 2019:

20% OFF
Coupon

Use our deal to get 20% off your Avanti travel insurance policy in 2019. This is a great travel insurance discount code from Avanti!

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Boots Travel insurance

Boots is not just handy for getting your holiday toiletries! They also offer a fantastic travel insurance service. They have lots of policy options and add-ons (winter sports, gadgets, force majeure). You can also receive points on your insurance purchase! Receive 4 Boots points for every £1 you spend. If you are looking at buying your insurance from Boots we suggest you have a look at the reviews. We have researched the current best discount code for Boots Travel insurance, last tested 19th September 2019:

15% off online
Coupon
Get 15% off when you take our your Boots travel insurance online. Save money by getting your insurance quote online today. More Less
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Flexicover Travel insurance

With Flexicover, it’s all in the name! Most customers pride them on how easy Flexicover is to use and book your travel insurance policy. With a wide range of insurance policies, including cover for over 2,000 medical conditions, you should be able to find what you need with Flexicover! Have a look at the fantastic reviews and see here for the best current offer, last updated on 19th September 2019:

25% off insurance policies
Coupon

Get up to 25% off all insurance policies at Flexicover Travel Insurance with this code!

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Post Office Travel insurance

Post Office insurance policies are well-known and trusted by many. In particular, they have some really good insurance options for over 65s. Don’t let your age get in the way of travelling! With lots of policies to choose from, arranging your Post Office insurance will be easy. And with great review and awards won at the British Travel Awards, what’s not to like!

FREE
Coupon

Free £10 Amazon Voucher

Get a free £10 Amazon Voucher from Post Office Travel Insurance when you take out a new policy.

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Debenhams Travel Insurance

Insurance from Debenhams has received positive reviews from customers who have taken insurance out from them. They have a large range of insurance policies for different kinds of holiday and also offer insurance for those with pre-existing medical conditions.

FREE
Coupon

This deal is a customer favourite! Get £5 or £15 with every policy that you take out with this Debenhams promotion. 

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Types of travel insurance:

  1. Single trip travel insurance
  2. Annual multi trip travel insurance
  3. Long stay travel insurance
  4. Cruise insurance
  5. Winter sports insurance
  6. Golf trip insurance
  7. Business travel insurance
  8. Adventure holiday insurance

Q&A: How to choose the best travel insurance

Defaqto Rating

Defaqto rating travel insurance

The above shows the Defaqto ratings for all our featured insurance providers – five star! Defaqto is an independent financial product comparison service and is an important indicator of how good your insurance policy will be. We always recommend checking the Defaqto rating before confirming your insurance. For the full breakdown of the ratings and more insurance providers check their website.

Pre-existing Conditions

Although people often think that getting travel insurance with a pre-existing medical condition such as diabetes or heart disease is impossible, this is not the case! Lots of insurance providers have a policy suitable for those with a medical condition.

Do I need single trip or annual travel insurance?

This very much depends on your expected travel plans for the next 12 months. The policy itself is the same in terms of cover but the duration of the time that you are covered for is the varying factor. As a general rule, if you are leaving the country more than 3 times in a year then you should take out annual travel insurance to save money compared to individual single trip policies. Also, an annual policy takes away the admin headache of having to regularly search and find for insurance every time you travel.

If you are planning on going on a ski holiday, adventure holiday or similar then it is important to take out the appropriate cover. An annual generic travel insurance policy will not cover the more bespoke trip cover requirements you need so you are likely to need to take out an individual policy in relation to this. Consider the types of trip you are looking to make in the next 12 months and whether they are of the same “category” or not.

What insurance do I need for a ski or snowboard holiday?

Due to the risk of winter sports such as skiing and snowboarding, you need to take out an insurance policy that covers this activity. Winter sport holiday insurance is typically more expensive that city break insurance but it is vital to have an to understand what is and isn’t covered.

There are 2 elements to a ski or snowboard holiday insurance policy: personal injury and equipment damage. With the risk of serious injury while on the slopes, it is vital to know what support your insurance company will provide to get you the help you need at the time you need it most. In the unlikely event you need air assistance from a helicopter to get you the medical support you need, you want to know that your insurance will cover it.

What is a travel insurance excess?

An excess on an insurance policy is the amount of money you will pay towards the claim. This is normally made very clear by insurance companies when you are searching for a policy. Although it may be tempting, don’t take out the policy that has the lowest excess as you may end up paying a lot more in uncovered claims should you need to fall back on your insurance. Also, typically you will find that lower excess values will mean higher premiums and vice versa. Find out more about insurance excess here.

Some insurance companies will offer an excess waiver which means that, for a fee, you can get this cost wavered if you do end up having to make a claim. See each providers site for the cost of this additional service.

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